Finance Information

We offer quick and easy, competitive vehicle financing through many finance providers, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.

At Shackel Motor Company we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.

We can provide you with:

  • A range of interest rates and finance terms
  • Repayments to suit your budget
  • Full disclosure around how repayments are calculated
  • Ability to use your trade as your deposit
  • Options if you don't have a deposit or trade
  • Applications that are quick and easy, apply online whenever you want and we can get the ball rolling
  • It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected

You will see indicative finance repayments advertised with each of our vehicles. These do not include insurance protections and are fully customizable based on your personal situation.

The rate charged will depend on your financial circumstances taking into account:

  • How much you want to borrow
  • The term of your loan
  • Your income
  • Your financial commitments
  • Your credit history

Depending on the finance company differing fees can be charged, for further information on specific fees and rate ranges please see the links below.

 

 

FINANCE NOW RELATED INFORMATION

Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://www.financenow.co.nz/car-loans/car-loan-rates-and-fees

Consumer Loan and Security General Terms & Conditions
http://www.financenow.co.nz/Modules/LSDocumentManager/DocumentDownload.aspx?DocumentId=71

MARAC RELATED INFORMATION

Schedule of Standard Fees and Charges Applied to Consumer Contracts
http://dealerdocs.co.nz/media/1004/hbl0041-h0000284-marac-fees-and-charges_0415.pdf

Consumer Loan and Security General Terms
http://dealerdocs.co.nz/media/1010/hbl0042-h0000275md-dealer-consumer-loan.pdf

General Information
What should I do if I change my address?
https://www.udc.co.nz/borrowing/customer_service/faqs

What should I do if I have a complaint?
What dispute resolution schemes does UDC belong to and how can I access them?
https://www.udc.co.nz/borrowing/customer_service/complaints

As a borrower, how can I apply for unforeseen hardship relief?
What happens if I default under my agreement including, if relevant, reposession?
https://www.udc.co.nz/borrowing/customer_service/hardship